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Union Bank offers several checking accounts for your personal needs. Please review this comparison chart to find the right solution for you.
| FREE CHECKING | VALUE CHECKING | BONUS CHECKING* | SUPER NOW CHECKING | |
| ATM Card Debit Card Internet Banking Bill Pay Phone Banking |
YES | YES | YES | YES |
| Internet Banking Monthly Fee |
FREE | FREE | FREE | FREE |
| Bill Pay Cost Per Transaction |
$0.50 | FREE | FREE | FREE |
| Minimum Opening Balance | $50 | $100 | $100 | $500 |
| Minimum Balance | $0 | $0 | $0 | $750 |
| Interest-Bearing | NO | NO | NO | YES |
| Checks Included | NO | NO | YES | NO |
| Checks Returned w/ Statement | NO | YES | YES | YES |
| Monthly Fee | NONE | NONE | $6 | NONE |
| Service Charge | NONE | NONE | NONE | $8 if balance falls below $750 |
| Bounce Protection** | $300 | $300 | $500 | $1,000 |
| Eligibility | 18 Years Old | 50+ years old, Auto payment on loan, Direct Deposit, full time college student | 18 Years Old | Individuals, Non-Profit Organizations |
* Bonus Checking accounts carry several additional benefits
- 1/4% off consumer loans (excludes Home Equity products)
- $100 off closing costs on mortgage loans
- 25% off VISA Travel Money Card
- No-Fee cashier's checks over $1,000
- $10,000 Accidental Death & Dismemberment insurance
- FREE credit card protection
- Savers Club® book includes:
- Nationwide travel discounts including airfare, lodging and car rental
- Theme park, golf and movie discounts
- Grocery and other retail coupons
**Enjoy the peace of mind that comes from knowing your overdraft checks will be paid in the event of a checking account error or unforeseen delay in depositing your funds. Overdraft Protection covers your overdrafted checks up to a specified limit. It is available on your Union Bank checking account, subject to approval. Your account must be brought current within 30 days of the overdraft occurrence. Other restrictions may apply.
