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INVESTMENTS
CREDIT CARDS
Mortgage Center
Home Equity
ConsumerRates
TAX FILING HELP
ID THEFT PROTECTION
FINANCIAL CALCULATORS
Are you looking to make the most your home’s equity? Union Bank offers superior service and quality, making it quick and easy to get the loan or line of credit you want.
CLOSED END HOME EQUITY LOANS- This type of loan has a fixed monthly payment for a specified period of time at a competitive interest rate.
- Popular uses include home improvements and debt consolidations.
- Secured by a mortgage on your personal resident.
- Your loan can be set up to have payments automatically taken out of your Union Bank checking or savings account.
- The interest you pay on this loan may be tax deductible. Consult your tax advisor.
HEM LINES (HOME EQUITY LINES OF CREDIT)
- This type of loan offers you the benefit of a pre-approved credit line that can be used any purpose you desire.
- Variable interest rate.
- Minimum monthly payment (interest only).
- Revolving credit limit
- Ideal for those borrowers looking for a loan product with more flexibility.
- Secured by a mortgage on your personal residence.
- Credit limits up to 85% of appraised value or two time the state equalized value less any existing mortgage balance
- Your loan can be set up to have payments automatically taken out of your Union Bank checking or savings account.
- The interest you pay on this loan may be tax deductible. Consult your tax advisor.
Contact Union Bank today for more details
Rates accurate as of 10/06/2008. Rates may vary based on credit history and underwriting guidelines. Rates and terms are subject to change without notice. Some restrictions may apply. Property insurance is required. Home Equity Line of Credit maximum is 25%.



