Consumer Loans

Union Bank has a variety of Consumer Loan products designed to meet all of your financial needs. Our consumer loans can be used for almost any purpose including automobile or boat purchases, debt consolidations, education expenses, home improvements, recreational vehicle purchases and consumer goods.


CARS, TRUCKS & MOTORCYCLES

Type of Loan Max. Term Max. Amort. Credit Score Loan to Value Rate A.P.R.* Loan Processing/ Closing Fee
2008-2010 60 Months 60 Months 700+ 90% 6.50% 6.90% $170
2008-2010 60 Months 60 Months 650-699 85% 7.50% 7.93% $170
2008-2010 60 Months 60 Months 0-650 80% 9.00% 9.48% $170
2005-2007 48 Months 48 Months 700+ 90% 7.00% 7.48% $170
2005-2007 48 Months 48 Months 650-699 85% 8.00% 8.51% $170
2005-2007 48 Months 48 Months 0-650 80% 9.50% 10.06% $170
2001-2004 36 Months 36 Months 700+ 90% 9.00% 9.62% $170
2001-2004 36 Months 36 Months 650-699 85% 10.00% 10.66% $170
2001-2004 36 Months 36 Months 0-650 80% 11.00% 11.71% $170



PERSONAL UNSECURED LOANS & SINGLE PAY
Type of Loan Max. Term Max. Amort. Credit Score Loan to Value Rate A.P.R.* Loan Processing/ Closing Fee
Up to $2,999 12 Months 12 Months 700+ NA 13.50% 24.23% $170
$3,000+ 12 Months 36 Months 700+ NA 13.50% 13.66% $170



HOME EQUITY MORTGAGE LINE OF CREDIT
(Rate is based on Wall Street Journal Prime rate.)

Type of Loan Max. Term Max. Amort. Credit Score Loan to Value Rate A.P.R.* Loan Processing/ Closing Fee
Any Amount 120 Months 120 Months 700+ 85% Prime 6.26% $300.00*
Any Amount 120 Months 120 Months 675-699 85% Prime + 0.50% 6.26% $300.00*
Any Amount 120 Months 120 Months 0-674 85% Prime + 1.00% 6.26% $300.00*



CLOSED END HOME EQUITY
(Over $100,000, appraisal required.)

Type of Loan Max. Term Max. Amort. Credit Score Loan to Value Rate A.P.R.* Loan Processing/ Closing Fee
Any Amount 36 Months 180 Months All Scores 85% 6.50% 6.94% $300.00*
Any Amount 60 Months 180 Months All Scores 85% 7.00% 7.33% $300.00*



Rates as of 02/07/2012.
Rates are quoted in Annual Percentage Rate (APR).
Rates subject to change without notice. Rate determined by credit history, terms, and security. Please call for today's rates. Some restrictions may apply.


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