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News & Announcements

Union Bank is Expanding!


The Union Financial Corporation Board of Directors are pleased to announce the addition of a Union Bank office in Ada Michigan. Plans and construction are currently underway for the new leased office. The new location at 523 Ada Drive, Ada is planned Read More »

Mobile Deposit is Here!


Mobile check deposit is now available to Union Bank mobile app users! This feature allows UB customers to deposit checks into their account without visiting the bank. To get started Read More »

Debit Card Monitoring


Union Bank is pleased to introduce debit card holders to a new fraud monitoring service- smsGuardian Alerts. Available to all UB debit card holders, smsGuardian monitors certain high risk activity, sending text message alerts directly to your mobile phone

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Home Construction & Remodeling

Got your plans ready? Get started with a construction loan.
Construction loans from Union Bank will get your project started on the right track.

How does a construction loan from Union Bank work?

No matter if you’re starting from the ground up or converting your current home to your dream home, you want to be sure you have a secure construction loan to get you through the entire process.  Union Bank offers flexible options for both new construction and renovation of your current or future residence.  While our new construction loans allow you to start from scratch to build your dream home, with our renovation loans you can complete all of those home projects you have been thinking about for years.
Construction loan features from Union Bank
  • Borrower pays interest on outstanding balance monthly during construction
  • Flexible draw process
  • Multiple options for permanent financing upon completion with limited additional fees
  • Competitive interest rate during construction


How we can help you
Come into one of our locations or begin your application online. We have a great team that is available to answer your questions and understands what will work best for your needs. Get started today by clicking the “Apply Now” button or give us a call at 800-974-3273 to set up an appointment with one of our advisors.

All programs are available only to qualified borrowers. Underwriting terms and conditions apply. Programs are subject to change without notice. Due to various federal, state and local requirements, certain products may not be available in all areas. Conventional loans with a down payment less than 20% require mortgage insurance, which could increase the monthly payment and Annual Percentage Rate (APR). Union Bank NMLS# 488568.