Banner headline

News & Announcements

Offices Not Open for Business on Memorial Day

05.22.2017

All Union Bank offices will be not be open for business on Monday, May 28th in observance of Memorial Day. Please use our 24hr ATMs and online and mobile banking services. Read More

Steve Millman Appointed to UFC Board

05.22.2018

Union Financial Corporation, the holding company for Union Bank, is pleased to announce that Steve Millman has joined the Board of Directors. Read More

Union Bank Scholarship

02.09.2018

Union Bank is pleased to offer a scholarship program for the 19th consecutive year to graduating seniors in the Lakewood, Hastings and Pewamo-Westphalia School Districts

Text Size: Small TextBig Text

Mobile Deposit

Deposit checks into your Union Bank checking or savings account anytime, anywhere.

Life just got easier with Union Bank mobile deposit. Mobile deposit gives you the convenience of depositing checks when and where you want1. Can't make it to the bank by closing time? With mobile deposit you can deposit your check by simply taking a picture of it with your smartphone camera. Download the Union Bank mobile app today and start banking when it is convenient for you.

Getting started is simple.
  1. 1. Enroll in Online Banking
  2. 2. Download the Union Bank mobile app by searching Union Bank MI in the Google Play or Apple store.
How to deposit a check with mobile deposit.
  1. 1. Sign in to the Union Bank mobile app and choose the Mobile Deposit option from the dropdown menu.
  2. 2. Select, Deposit a Check.
  3. 3. Endorse the back of your check by signing your name and writing "mobile deposit".
  4. 4. Take a picture of both the front and back of the check.
  5. 5. Enter the check amount and choose the account for the deposit to go into.
Mobile Deposit FAQ

Is there a fee to deposit checks through mobile deposit?

  • No, Union Bank does not charge for customers to deposit checks with Union Bank Mobile deposit.  Please check with your data service provider for any fees that may be associated with accessing the Union Bank mobile app.

MORE INFO

Am I limited to how much I can deposit with mobile deposit?

  • With your Union Bank mobile deposit service you can deposit up to 5 checks per day with a combined deposit total of $1,500 per day. There is a monthly limitation of 20 deposited checks with an aggregated balance not to exceed $10,000.

MORE INFO

When can I use the money I deposit?

  • Funds deposited through mobile banking by 6pm on a business day that we are open will be available the following business day2. After 6pm or on weekends or holidays, deposits will be considered made on the next business day with availability the following business day.

MORE INFO

What do I do with checks after I deposit them?

  • After receiving confirmation from us that your deposit was received, you must securely store the original check for 14 calendar days.

MORE INFO

How do I know if my deposit was credited to my account?

  • After submitting a deposit, Union Bank will have to review and accept the deposit. You will receive an email confirmation from the bank once your deposit has been reviewed.

MORE INFO


1 Must be a Union Bank deposit customer for 90 days to be eligible for remote deposit.2 Union Bank reserves the right to hold funds longer than one business day. Please refer to the Union Bank Mobile Banking Remote Deposit User Agreement for more detail.