News & Announcements

Union Bank Declares Year-End Cash Dividend


The Board of Directors of Union Financial Corporation (UFC) declared a year-end cash dividend of $0.05 per share on January 13, 2015. Read More »

Add Security to Your Debit Card


If you shop online, you may now enroll for an additional security feature from MasterCard called SecureCode for your UB debit card. Read More »

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Union Bank News & Alerts

Stay up to date on all things Union Bank and elsewhere.

Union Bank Declares Year-End Cash Dividend
The Board of Directors of Union Financial Corporation (UFC) declared a year-end cash dividend of $0.05 per share on January 13, 2015. The dividend will be paid January 27, 2015 to shareholders of record as of December 31, 2014. 

“We are pleased to make this announcement” stated Cortney Collison, President and CEO of Union Bank. “Management and staff have worked extremely hard over the past several years to improve the bank’s financial performance. In 2013 and 2014 we experienced significant improvements with our financials and are looking forward to continuing this success over the course of 2015 and beyond.”

Union Bank is a wholly owned subsidiary of Union Financial Corporation and operates full service banking offices in Lake Odessa, Dimondale, Hastings, Mulliken, Pewamo and Westphalia. Member FDIC and Equal Housing Lender.

Secure Your Debit Card with SecureCode
Union Bank is pleased to announce a new feature for your Union Bank debit card. If you enjoy the convenience of shopping online but would like to add more security, you may now do so throught SecureCode. Once you enroll, you will be asked to enter a special code similar to a PIN anytime you shop online with a participating merchant. This code is not the CVC on the back of your card but instead a code only you will know thus adding another layer of security. To get started visit this link or if you have questions please call us at 800.974.3273 and press 1 for Customer Service.

Scam Alert
Please be aware of the latest email scam. Consumers are receiving an email that they are being summoned to appear in court. The email asks them to click a link and enter personal information to confirm their attendance on their court date. This is a scam to gather your personal info and commit fraud. Please don't fall for this. For an official court appearance or jury duty you would typically be notified by US mail.

UB Celebrates 80 Years!
Union Bank will mark 80 years in business this summer and to celebrate will be sponsoring a number of money machine events. Customers and guests can sign up for a turn in the money machine to grab as much cash as they can in 30 seconds. The money machine will make its way to several events over the next few months. The first events are Girls' Night Out in Lake Odessa and the Westphalia Cruise-In; both on June 12. Three lucky winners will be drawn for each location and contestants may enter by filling out a slip in the lobby at the Lake Odessa or Westphalia branch offices or online on the Enter Now tab on our Facebook page. Stay tuned as more dates and locations will be announced. No purchase necessary and you do not have to be a customer to enter.

UB Scholarship Recipients Announced for 2014
Union Bank is proud to announce the recipients of the 2014 scholarship program. This is the 15th consecutive year the bank has awarded scholarships. Applicants or their immediate family must be customers of Union Bank and recipients are selected based on several criteria including academics, extra-curricular activities, leadership and community service. The additional essay question for this year asked students to explain how they plan to pay for their college expenses. The following students were awarded scholarships of $1,000 to attend a college of their choice under any major:

Kylee Nemetz is graduating from Hastings High School. She plans to attend Davenport University and pursue a degree in Paralegal studies. She participated in golf, soccer, skiing, student council, Big Brothers Big Sisters and a number of clubs and community service groups.

Kelsey Schmitz is the Valedictorian of her graduating class at Pewamo-Westphalia High School. Kelsey hopes to become an elementary teacher and will study at Central Michigan University. She has been very active in track and band and has received numerous academic awards. Kelsey serves her church as a pianist and bible study leader.

Douglas Suntken is graduating from Lakewood High School and will attend Albion College to continuing playing football and study pre-med. Besides football, he also played baseball and served as captain of both teams. He was active in the Science Club among other organizations and hopes to become a pharmacist or optometrist. He volunteers in the community through National Honor Society and Science Club.

Scholarship applications are made available in the high school guidance offices each spring. The program is offered at high schools within Union Bank’s market areas.Union Bank is a wholly owned subsidiary of Union Financial Corporation and operates full service banking offices in Lake Odessa, Dimondale, Hastings, Mulliken, Pewamo and Westphalia.  Member FDIC and Equal Housing Lender.

Beware of Latest Phone Scam - Cramming
The Better Business Bureau is warning consumers to beware of calls coming through your cell phone caller ID as Unknown. You should also not return calls to Unknown. It’s called “The One Ring Scam” as part of a practice called phone cramming. Victims are subsequently billed not only for the incoming international call if they answer, but also the unwanted “premium service,” which typically appears as a $19.95 charge. In some cases, crammers may only put a small charge of several dollars, so as not to arouse suspicion. Learn more about this here.

Dimondale Meet the Team Open House January 24
Join us on January 24, 2014 from 2:00 to 4:30 PM to meet our new team members. Stephanie Brummette will be joining the Dimondale office as the new Branch Manager. She was previously the Head Teller in Lake Odessa and has also worked as a teller in Dimondale so many customers will already know her. Tim Walling will be moving to Dimondale from the Lake Odessa Loan & Operations Center. Tim is a Senior VP and commerical lender. He specializes in business and agricultural lending and is well-versed in SBA and other government lending programs. Stop by for a refreshment and welcome them to Dimondale!

Update on Lake Odessa Power
12.26.2013 8:00 PM
Power resumed in some areas of Lake Odessa late today. The Branch office now has power and will be OPEN on Friday for business. The Lake O ATM and Night Drop are open now. Power to Main Street will not be repaired until possibly Saturday so the Main Office/Operations Center will not reopen until power resumes. Staff will report to the Lake Odessa Branch. Thank you for your patience! We hope power at your home is restored soon as well.

Lake Odessa Offices Closed Due to Power Outage
The Operations Center and Branch office/ATM in Lake Odessa remain closed today due to the widespread power outage. All other UB Offices are OPEN so please stop in. The Lake Odessa staff is working in Hastings so please call 269.945.9911 if you need to speak with someone. In addition, our ATMs in Lake Odessa, Hastings and Mulliken are down. Consumers Energy does not anticipate power will be resotred to the Lake Odessa area until Saturday. We will update you as the situation improves. Until then, thank you for your patience.

Fraud Alert - Target Data Breach
Target announced today that due to a data breach, millions of debit and credit cards of Target shoppers could be compromised. As a precaution, we are cancelling debit cards for any UB customers who shopped at Target from Black Friday to December 15. If your card is impacted, we will be contacting you personally to let you know. We will also order a new card and if you wish, provide you with an instant issue card. Any branch office or our Bookkeeping department at our Operations Center can provide you with an instant issue card. We apologize if cancelling your card creates an inconvenience, but we would rather error on the side of precaution to protect your funds.

Also, if you are a UB CREDIT card holder, please be advised that our partner Elan will continue to monitor all credit cards for suspicious activity. However, if you would rather cancel your card and receive a new card, please call Elan Customer Service directly at 800.558.3424.

If you have any questions or concerns, please call us at 800.974.3273, email or visit your local office.

Beware of the CryptoLocker Virus!
A new computer virus is hitting hard. It presents itself as a tracking number for FexEx or UPS as an attachement to an email. DO NOT OPEN this unless you are sure it is legitimate. Typically a tracking number is a link, not an attachment, and that should be a tip off. If you open the attachment it will immediately go to work on your PC and lock up all of your files and then hold your files "ransom" asking you to pay a fee in order to be unlocked (this virus is also being called RansomWare). Because this virus is new and spreading so quickly, virus protection software is not preventing it. To protect your PC, you should BACK UP all of your files so that if you catch the virus and your files are locked, you can take your back up files to a different computer. Once you have the virus, your computer and files are completely locked up and you will not be able to use the computer again. Please be cautious especially during this busy season of online shopping.

Earn Rewards with Your UB Debit Card
Be sure to use your UB debit card while shopping for all your Christmas gifts. When you say "credit" and sign, we'll pay you 10 cents for purchases over $10. Learn all the rules and details on our debit card page.

Holiday Hours Announced
In anticipation of the upcoming holidays, Union Bank announces the following changes to regular business hours. In order to enjoy time off with family, all offices of Union Bank will be closed on Thanksgiving Day, Christmas Day and New Year's Day. All offices will be open until 12 Noon on Christmas Eve and until 3 PM on New Year's Eve. We wish you a wonderful holiday season. 

More Free ATMs
Union Bank ATM and Debit cardholders may now use any (even out of state) Comerica Bank ATM free of charge. This complimentary service is brought to you through a unique partnership with Comerica as one of UB's correspondent banks. If you live, shop or work in the Lansing or Grand Rapids area, there are several ATMs available. Check this interactive map for locations. We hope you enjoy this additional service. Union Bank Your Life Your Bank!

Microsoft Scam - Do NOT Share Your PIN!
Union Bank has been made aware of a new scam going on and we want to pass this information on to you. As part of this scam, you may receive a phone call from a person posing as a Microsoft employee. They will claim that they can tell your computer is having problems and then ask you some questions and direct you to a special website. Do NOT visit the website and do not give out personal information over the phone. For some who have been to the website, it will ask for your ATM/Debit card PIN - again, please do NOT enter that personal information. This is a scam. FYI

ATM Upgrades Begin This Week
Our ATMs will be upgraded over the next few weeks beginning on Tuesday, August 13 in Mulliken. Each ATM being upgraded will be down for one day and should take place during business hours so that you can utilize the branch office while the machine is down. Other tentative upgrade dates are:
8.20.2013 Lake Odessa
8.21.2013 Westphalia
8.27.2013 Dimondale
8.28.2013 Pewamo
We apologize in advance for any inconvenience this may cause you but we hope you will enjoy the ease of use of the new machines.

Protect Your Social Security

A new scam is unfortunately impacting senior citizens and their social security direct deposit. After stealing personal identity information, thieves are using the data to change the direct deposit information and divert the monthly deposit to another bank account or directly to a paycard. Please be sure to protect your information and monitor your accounts closely. Using Net Express Online Banking is another tool to keep a close eye on accounts versus waiting for a monthly statement to be generated. Take a look at this video for more details on the scam and how to protect yourself.

UB Visa Credit Card Offers Rewards

Our UB Visa Rewards program provides a number of lucrative rewards. Earn one point for every $1 spent and receive 25% in bonus points every month! Best of all, you don't have to do anything to receive the rewards or bonus points - it automatically happens behind the scenes.  Sign up now and receive $25 cash back after your first purchase. Visit our credit card page for full details or to enroll.

Mobile Banking Now Available

Mobile banking is now available for Net Express Online Banking users. Sign on to Net Express then visit the Options tab to get started. Click the box to enable mobile as well as the email alerts. Enter your mobile number and carrier information then select the accounts you'd like access to from your mobile device. Once activated, you'll receive a text message with a URL you can link to for access, or you can download the mobile apps from Apple or Google for your Android device. Just search for Union Bank MI for the free app download. If you need any assistance, just give us a call or use the Contact Us form. 

2013 Union Bank Scholarships Awarded

Congratulations to the following students who were recipients of Union Bank scholarships for 2013:
Holt High School - 

Hastings High School - Amber Pickard
Holt High School - Steven Liddell Jr.
Lakewood High School - Parker Brighton, Jordan Kietzman, Kelly McMillen and Hannah Morris.
Pewamo-Westphalia High School - Joanna Klein

We're proud to say this is the 14th consecutive year for this program. Investing in our young people will help us build the workforce of the future for our local communities. Good luck to all graduates!

New Lobby Hours Begin June 3

Our lobby hours will be changing during the first week of June. Westphalia will now be closing at 12 noon every Wednesday. This time period was typically very low for transactions since these hours coincide with the Post Office in Westphalia also being closed on Wednesday afternoons. Additionally, all office lobbies will be closing at 4:30 on Friday afternoons effective June 5. The drive-up lanes will remain open until 5:30 p.m. for your convenience. 

New Fraud Alerts Via Text & Voice Mail Begin June 1

Please be aware that beginning June 1, you may receive an automated voice mail or text message from Union Bank to alert you of possible fraudulent activity on your UB debit card. You will be asked to return the call or text to answer Yes or No as to whether or not the purchase transaction is legitimate. The alert will come from Union Bank or from the phone number 877.230.3179. If you have any questions please contact us at 800.974.3273 or via our Contact Us form. 

Protect Your Smart Phone

Protect your personal information by keeping your mobile device secure. Lock your screen with a password, run the most up-to-date version of your phone’s operating software, do not modify the security settings and back up often. Only download apps from reputable sites and be sure to use the Find My Phone app for your type of device.

Brodbeck Joins UFC Board of Directors

Union Financial Corporation, the holding company for Union Bank, is pleased to announce that Tim Brodbeck has joined the Board of Directors.

Brodbeck, a fifth generation farmer, will bring his agricultural expertise to the Board. Tim is an active member of Farm Bureau, co-owner of Woodbury Grain LLC and was a co-founder of the original ethanol plant in Woodbury. “As a top farmer in our area, Tim’s knowledge of farming, marketing and overall agri-business will be an asset. Ag lending remains a priority for Union Bank and we want the best minds in the industry helping us set policy and direction in this arena,” stated Cortney Collison, President of Union Bank. “Tim has been instrumental in developing new market outlets for area farmers and his overall vision for the farming community is outstanding. We are very fortunate to have him on our Board.”

Tim and his wife, Tammy, live in Lake Odessa. They have four children and five grandchildren. They are very passionate about helping kids in need and over the years have opened their home to 10 foster children. Tim is very active in the community and especially with Kilpatrick United Brethren Church where he has served on a number of committees and boards and assisted with youth programs.

Brodbeck fills a vacancy created when Jerry Collison retired from the Board at year-end. Collison had served on the Board since 1986.

Union Bank is a wholly owned subsidiary of Union Financial Corporation and operates full service banking offices in Lake Odessa, Dimondale, Hastings, Mulliken, Pewamo and Westphalia. Member FDIC and Equal Housing Lender.

Fraud Alert
Customers are reporting text messages indicating that they must update their debit card information or the card will be shut off. These messages are not coming from Union Bank. Please do not respond to these texts or click on any links. Union Bank already has your card informatino on file and we would never ask you to supply information or account numbers. If you have questions or believe your card has been compromised, please call us right away at 800.974.3273.

Offices Closed for Presidents' Day
All offices of Union Bank will be closed on Monday, February 18, 2013 in observance of Presidents' Day. Please use our local ATMs and online banking services. Our staff will be in training all day so that we can better serve our customers. See you all on Tuesday!

Farmers Week
2.4 to 2.8
Stop by the Lake Odessa, Mulliken, Pewamo or Westphalia branch offices during the week of February 4, 2013, as we celebrate our farm customers. Each office will have door prizes, giveaways, snacks and fun. As a supporter of agriculture since 1934, we appreciate all of our customers and especially our farm customers. Thank you!

Offices Closed for Holiday
Our offices will be closed on Monday, January 21, in honor of Dr. Martin Luther King Jr. Day - a federal holiday. The day is also recognized as a national day of service to others. Our staff will be in training all day so that we can better serve YOU, our valued customers. Have a great day if you have the day off and spend some time volunteering!

Union Bank Reveals New Website!
Welcome to our new home on the web. We hope you’ll enjoy the information and features we’ve added. Please let us know if you have suggestions for improvement here. We look forward to your feedback!

Unlimited FDIC Insurance Expired at Year-End
NOTICE: As of 1/1/2013, funds in a noninterest-bearing transaction accounts (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information, visit

New Mortgage Programs
We're pleased to announce we now offer FHA, VA and Rural Housing mortgage programs. If you're a first time home buyer, veteran or you'd like to refinance, call our mortgage department today at 800.974.3273. Union Bank is an Equal Housing Lender and Member FDIC.

Holiday Hours
All UB offices will close at 12 Noon on both Christmas Eve and New Year's Eve. From all of us at Union Bank, we wish you a Merry Christmas and a safe, prosperous and Happy New Year!

FDIC Insurance Coverage Could Change January 1
NOTICE: Unless extended by pending legislative efforts, by federal law, as of 1/1/2013, funds in a noninterest-bearing transaction accounts (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information, visit

New Mortgage Programs
We're pleased to announce we now offer FHA, VA and Rural Housing mortgage programs. If you're a first time home buyer, veteran or you'd like to refinance, call our mortgage department today at 800.974.3273. Union Bank is an Equal Housing Lender and Member FDIC.

Become a Shareholder in Your Community Bank!
We're holding an info meeting this week if you'd like to learn more about becoming a shareholder. Join us at the Corner Landing in Ionia at 5:30 p.m. on Wednesday, November 7. Please RSVP by calling 616.374.3278 (Terena) or email

The recent passing of the JOBS Act has lifted limitations on the number of shareholders who may own stock in Union Bank/Union Financial Corporation. This change allows us to open up the opportunity for our valued customers to now become shareholders. If you'd like to learn more or be placed on our waiting list to buy stock, please email or

*Statements are a reflection of past performance of the bank and bank holding company and should not be considered a projection of future performance. Investments involve varying degrees of risk, including possible loss of principal. Funds held in corporate stock are not considered a deposit of the bank, not guaranteed by the bank, and are not insured by the FDIC or any government agency.