News & Announcements

Offices Closed July 3rd and 4th.

07.01.2015

In observance of Independence Day all Union Bank offices will be closed Friday, July 3rd and Saturday, July 4th. Please use our local ATMs and online and mobile banking services. Read More »

Scam Alert

05.19.2015

There is a new email scam in circulation that is claiming to be from Red Bull and offers to pay you $600 a week for placing Red Bull advertising on your car. This is a scam where criminals are trying to use individuals for money laundering. Read More »

Scam Alert

3.17.2015

Please be aware of the latest scam. Consumers have been receiving false offers for a free Apple Watch via email and social media sites. These are scams that gather your information, please do not fall for them! Read More »

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Business Deposit Accounts

Union Bank provides a full line of deposit products and electronic services for your business:

Business Simple Checking

This account is best if you have a high volume of check writing and don’t want to maintain a large balance. An earnings credit is given based on your balance to help offset your check writing fees.

  • Any business is eligible for this account
  • No monthly service fee
  • Open this account for only $100 and maintain just $50 to avoid a $5 monthly fall below fee
  • Non-interest bearing; earnings credit to offset fees (variable rate - ask for current pricing)
  • Cost per check written $0.15 each; no transaction limits
  • Free online banking, add bill pay for $5.95 - includes 10 free bill payments, $0.50 each thereafter
  • Free eStatement includes images or pay $5 for a paper statement with images

MORE INFO

Business Advantage Checking

Enroll in this account if you carry a larger balance, low check writing volume and would like to earn interest.

  • Any business is eligible for this account.
  • Open this account with $500 and maintain $750 to avoid the $10 monthly fall below fee.
  • Competitive rate of interest.
  • First 50 checks written are free; then $0.15 each.
  • Free online banking; add bill pay for $5.95 – includes 10 free bill payments, $0.50 each thereafter.
  • Free eStatement includes images or pay $5 for a paper statement with images.

MORE INFO

Community Checking

Non-profits, churches or other community groups are eligible for this account, which offers minimal check writing and a low monthly balance requirement. Groups that wish to earn interest should consider Business Advantage Checking. Only one Community Checking account per organization please.

  • Only non-profit or community groups are eligible for this account.
  • Open this account for only $100 and maintain just $5 to avoid the $5 monthly fall below fee.
  • No monthly service fee.
  • Non-interest bearing.
  • First 50 checks are free; then $0.15 each.
  • Free online banking; add bill pay for $5.95 – includes 10 free bill payments, $0.50 each thereafter.
  • Free eStatement includes images or pay $5 for a paper statement with images.

MORE INFO

Business Analysis Checking

This account best fits a larger business or corporation with high check volume, cash usage and electronic services. An earnings credit is awarded to help offset usage fees and services associated with the account – also earns interest on balances over $100,000.

  • Any business is eligible for this account
  • Open this account for $100, no minimum balance requirement
  • No monthly service fee
  • Competitive rate of interest on entire balance if $100,000 or more is maintained
  • Earnings credit to offset fees (variable rate – ask for current price)
  • Cost per check or ticket item of $0.15 each; unlimited transactions
  • Cash usage fee of $0.01 per $1,000 for $10,000 to $49,000 cash used or $0.03 per $1,000 for $50,000 or more of cash used in a statement cycle. If cash use is under $10,000, no fee will be assessed
  • Bill pay $0.40 each (paper or electronic) with Cash Management
  • Free eStatement includes images or pay $10 for a paper statement with images
  • See disclosure on this account for full details

MORE INFO

Public Checking

Offers a competitive rate of interest for municipalities such as cities, townships, villages and schools.

  • Only municipalities are eligible for this account.
  • Open this account for $500; maintain $500 minimum balance requirement or $10 fall below fee.
  • No monthly service fee.
  • Competitive rate of interest.
  • First 150 checks/debits free, $0.15 each thereafter.
  • Free eStatement includes images or pay $5 for a paper statement with images.

MORE INFO

Premier Business Savings

Any business is eligible for this account. Interest bearing, but no check writing capabilities.

  • No monthly service fee.
  • $500 to open this account, maintain $500 or receive $5 monthly fall below fee.
  • Free online banking; bill pay is not available on savings accounts.
  • Limited transactions of six or $25 excess transaction fee – see disclosure for full details.
  • Free eStatement or pay $5 for a paper statement.

MORE INFO

Superior Savings Money Market

Earn a competitive rate of interest with limited check writing and transaction capabilities.

  • Any business is eligible for this account.
  • Minimum opening deposit of $5,000
  • Maintain $5,000 or $25 fall below fee.
  • Free online banking; add bill pay for $5.95 – includes 10 free bill payments, $0.50 each thereafter.
  • Limited transactions of six or $25 excess transaction fee – see disclosure for full details.

MORE INFO

Certificate of Deposit

Maximize your earnings in time frames that will meet your cash flow requirements.

  • Minimum opening deposit of $500.00 is required. Maturity terms range from 91 days to 5 years.
  • Additional deposits are not accepted during the term. The certificate may be increased at the time of maturity or renewal.
  • Interest rates are determined by UNION BANK. Your certificate will renew for the same term, at the interest rate in effect at the time of maturity, if you do not redeem it.
  • Interest earned may be added back to the certificate, paid by check, or deposited in a checking or savings account.
  • There is a 10–day grace period after the maturity date in which withdrawals or deposits can be made. Withdrawals made after the 10th day will be assessed a penalty.

MORE INFO

Click here to order checks. See disclosures on these accounts for full details.

Learn more about FDIC Insurance