News & Announcements

New Online Mortgage Application


Union Bank is pleased to announce the addition of our new online mortgage and consumer applications. Apply for your next home or car loan when it is convenient for you! Read More »

UB 2015 Scholarship Recipients Announced


Union Bank is proud to announce the recipients of the 2015 scholarship program. This is the 16th consecutive year the bank has awarded scholarships. Read More »

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Commercial Loans

Your business is your livelihood. Whether you operate a small business or a large corporation, you need a financial partner that will take the time to understand your industry and help you reach your goals. Union Bank is sure to have a business loan to meet your needs. We offer competitive interest rates, flexible terms and exceptional personal service. And, all loan decisions are made locally.

In addition to our in-house loan programs, Union Bank is an approved Small Business Administration (SBA) lender. This provides our customers access to a number of government programs including SBA 7(a) and SBA 504 programs. Learn more about SBA lending

Union Bank’s loan products include:

  • Operating/revolving lines of credit
  • Installment and term loans
  • Equipment loans
  • Commercial real estate mortgages

Getting Started

First, let’s sit down and talk. We want to learn about your operation so that we can best fit our products to your needs. We’ll also want to match prices and terms with your marketing plans. Second, we’ll need to collect some information to review:

  • Current balance sheet and detailed debt schedule
  • Income tax returns for the past three years
  • Projections
  • Cash flow statements
  • Itemized equipment list

If you’ll be applying for a business or ag loan as an individual, or you are a principal of the company. We will need a recent copy of your personal financial statement. If you do not already have one prepared, here is a template to get you started.

Articles of incorporation or partnership may also be required as well as personal financial statements of shareholders or partners.

Next Steps

After understanding your operation and reviewing financials, your loan request will be reviewed for initial approval. If we need additional information, we will contact you immediately. Every loan is unique and some require more underwriting than others so there is no specific timeframe, however, your loan officer will remain in contact throughout the process. Our goal is to make this a positive experience and at the same time provide you with the funding you need to make your business a success.

Get started on your loan request or ask us for more information by completing this short form.

Are you thinking about starting a business or need to know how to write a business plan? Learn more from the Small Business Administration

Meet our experienced staff

Click here to view our Financial Calculators.

All loan requests are subject to credit approval. Property and equipment appraisals are typically and hazard insurance is required on real estate or equipment used as collateral.