The following Personal Deposit account rates are effective as of September 09, 2024.
Things you need to know: All rates are quoted in Annual Percentage Yield (APY) and are applicable as of the effective date. Rates are subject to change without notice. Interest is paid on the full balance for the applicable tier. The APY may change after the account is opened. Some accounts may require minimum deposits. Fees could reduce earnings on the accounts. A penalty may be imposed for early withdrawal of principal for CDs.
Make the most of your hard-earned cash. Open a Certificate of Deposit during our limited-time new money special and rake in the savings as you earn an impressive 5.09% *APY! With Union Bank, you can invest with confidence and be one step closer to achieving your financial goals.
*Annual Percentage Yield accurate as of 9/09/2024. $500 minimum deposit to open and earn APY. Fees may reduce earnings. Penalty may be imposed for early withdrawal. Following the conclusion of the 12 Month Special CD promotional period, the account will be renewed with Union Bank's standard 12 Month CD if you do not withdraw the funds prior to expiration of the grace period. This is a limited time promotional offer, ending 10/31/2024 and subject to change at any time without notice. Offer available to new money only.
| Business Advantage Checking |
APY |
Minimum Opening Balance |
| Balance of $0 to $14,999.99 |
0.10% |
$500 |
| Balance $15,000 to $74,999.99 |
0.25% |
$500 |
| Balance $75,000 to $149,999.99 |
0.45% |
$500 |
| Balance $150,000 and over |
0.65% |
$500 |
| Business Analysis Checking |
APY |
Minimum Opening Balance |
| Balance of $0 to $99,999.99 |
0.00% |
$100 |
| Balance $100,000.00 to $249,999.99 |
0.10% |
$100 |
| Balance $250,000.00 and over |
0.20% |
$100 |
| Public Checking |
APY |
Minimum Opening Balance |
| Balance $0 to $14,999.99 |
0.25% |
$500.00 |
| Balance $15,000 to $74,999.99 |
0.75% |
$500.00 |
| Balance $75,000.00 to $149,999.99 |
1.00% |
$500.00 |
| Balance $150,000 and over |
1.51% |
$500.00 |
| Municipal Checking |
APY |
Minimum Opening Balance |
| Balance $0 to $14,999.99 |
0.25% |
$500.00 |
| Balance $15,000.00 to $74,999.99 |
0.75% |
$500.00 |
| Balance $75,000.00 to $249,999.99 |
1.01% |
$500.00 |
| Balance $250,000.00 and over |
1.51% |
$500.00 |
| Premier Business Savings |
APY |
Minimum Opening Balance |
| Balance $0 to $2,499.99 |
0.10% |
$500.00 |
| Balance $2,500.00 to $74,999.99 |
0.15% |
$500.00 |
| Balance $75,000.00 to $149,999.99 |
0.20% |
$500.00 |
| Balance $150,000.00 and over |
0.25% |
$500.00 |
| Superior Savings Money Market |
APY |
Minimum Opening Balance |
| Balance $0 to $49,999.99 |
0.40% |
$5,000 |
| Balance $50,000 to $99,999.99 |
0.70% |
$5,000 |
| Balance $100,000 to 199,999.99 |
0.90% |
$5,000 |
| Balance $200,000 and above |
1.00% |
$5,000
|
| Premium Savings Money Market |
APY |
Minimum Opening Balance |
| Balance $0 to $249,999.99 |
0.00% |
$50,000 |
| Balance $250,000 to $499,999.99 |
2.53% |
$50,000 |
| Balance $500,000 to 999,999.99 |
2.78% |
$50,000 |
| Balance $1,000,000 and above |
3.04% |
$50,000 |
| Certificates of Deposit (CD) |
APY |
Minimum Opening Balance |
| 91 Day |
2.78% |
$500 |
| 182 Day |
4.04% |
$500 |
| 9 Month |
4.53% |
$500 |
| 12 Month |
3.03% |
$500 |
| 12 Month New Money Special |
5.09%1 |
$500 |
| 15 Month |
3.65% |
$500 |
| 18 Month |
1.91% |
$500 |
| 24 Month |
1.51% |
$500 |
| 30 Month |
1.76% |
$500 |
| 36 Month |
1.81% |
$500 |
| 45 Month |
2.01% |
$500 |
| 48 Month |
2.27% |
$500 |
| 60 Month |
2.52% |
$500 |
1Annual Percentage Yield accurate as of 9/09/2024. $500 minimum deposit to open and earn APY. Fees may reduce earnings. Penalty may be imposed for early withdrawal. Following the conclusion of the 12 Month Special CD promotional period, the account will be renewed with Union Bank's standard 12 Month CD if you do not withdraw the funds prior to expiration of the grace period. This is a limited time promotional offer, ending 10/31/2024 and subject to change at any time without notice. Offer available to new money only.
