Business Deposit Rates

The following Personal Deposit account rates are effective as of November 18, 2024.

Things you need to know: All rates are quoted in Annual Percentage Yield (APY) and are applicable as of the effective date. Rates are subject to change without notice. Interest is paid on the full balance for the applicable tier. The APY may change after the account is opened. Some accounts may require minimum deposits. Fees could reduce earnings on the accounts. A penalty may be imposed for early withdrawal of principal for CDs.

Visit our Business Deposit Account page for terms and conditions.

9 Month New Money CD Special

Make the most of your hard-earned cash this holiday season. Open a Certificate of Deposit during our limited-time new money special and watch your savings grow with an impressive 4.27% *APY! At Union Bank, you can invest with confidence and be one step closer to achieving your financial goals.

*Annual Percentage Yield accurate as of 11/18/2024. $500 minimum deposit to open and earn APY. Fees may reduce earnings. Penalty may be imposed for early withdrawal. Following the conclusion of the 9 Month Special CD promotional period, the account will be renewed with Union Bank's standard 9 Month CD if you do not withdraw the funds prior to expiration of the grace period. This is a limited time promotional offer, ending 12/18/2024 and subject to change at any time without notice. Offer available to new money only.

UB Business Elite	APY	Minimum Opening Balance
Balance $0 to $249,999.99	0.10%	$100.00
Balance $250,000 to $499,999.99	0.15%	$100.00
Balance $500,000.00 to $999,999.99	0.20%	$100.00
Balance $1,000,000 and over	0.25%	$100.00

UB Community Checking	APY	Minimum Opening Balance
Balance $0 to $249,999.99	0.01%	$100.00
Balance $250,000.00 to $499,999.99	0.05%	$100.00
Balance $500,000.00 and over	0.10%	$100.00

UB Business Savings	APY	Minimum Opening Balance
Balance $0 to $249,999.99	0.05%	$100.00
Balance $250,000.00 to $499,999.99	0.10%	$100.00
Balance $500,000.00 to $999,999.99	0.15%	$100.00
Balance $1,000,000.00 and over	0.20%	$100.00

UB Business Money Market	APY	Minimum Opening Balance
Balance $0 to $249,999.99	0.25%	$100
Balance $250,000 to $499,999.99	0.75%	$100
Balance $500,000 to 999,999.99	1.26%	$100
Balance $1,000,000 and above	1.76%	$100

Certificates of Deposit (CD)	APY	Minimum Opening Balance
91 Day	3.03%	$500
182 Day	4.04%	$500
9 Month	2.51%	$500
9 Month - New Money CD Special	4.27%	$500
12 Month	2.78%	$500
15 Month	2.88%	$500
18 Month	1.91%	$500
24 Month	1.51%	$500
30 Month	1.76%	$500
36 Month	1.81%	$500
45 Month	2.01%	$500
48 Month	2.27%	$500
60 Month	1.25%	$500