News & Announcements

Union Bank Employees Recognized for Years of Service


Union Bank recently recognized a number of outstanding employees for their years of service and dedication to the organization. During an in-service training day and luncheon celebration, senior management presented 13 Union Bank staff members with awards Read More »

Union Bank Offers Scholarship Program for the 17th Consecutive Year


Union Bank is pleased to offer a scholarship program for the 17th consecutive year to graduating seniors in the Lakewood, Hastings and Pewamo-Westphalia School Districts. Read More »

Union Financial Corporation Declares Year-End Cash Dividend


The Board of Directors of Union Financial Corporation (UFC) declared a year-end cash dividend of $0.10 per share. The dividend is payable January 15, 2016 to shareholders of record as of December 31, 2015. Read More »

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Agricultural Loans

Agriculture is like no other industry. Rain cannot be ordered on the telephone. Crops and livestock cannot be told to hurry up and grow. Agricultural lending requires understanding the challenges faced by farmers each and every day. We understand these challenges and that is why we feel that when it comes to farm financing, there is no better source than Union Bank.

Agricultural Products 

  • Operating Loans for Agricultural Production
  • Installment and Term Loans
  • Farm Real Estate Mortgages
  • FSA Guaranteed Loans
  • FARMER MAC II Fixed and Variable Rate Loans (Require an FSA Guarantee)

Information Needed

To begin the lending process, we will need to collect 
some information from you including:

  • Personal financial statement
  • Tax returns for the past three years

If you are applying under a corporate name, we will need you to provide:

  • Balance sheet and income statement for the entity
  • Tax returns for the past three years
  • Articles of incorporation or other proof of business existence

If you’ll be applying for a business or ag loan as an individual, or you are a principal of the company. We will need a recent copy of your personal financial statement. If you do not already have one prepared, here is a template to get you started.

Personal financial statements may be required depending on the loan request

If you are ready to begin or would like more information, please complete this short online form to give us some basic information. We will follow up with you as soon as possible.

Meet our experienced staff!

Click here to view our Financial Calculators