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Lender Bios

Meet Our Experienced Lenders

Sally Cranson, Mortgage Lender

Sally Cranson

Lake Odessa Branch
616.374.3278 x - 4029
Graduate of Michigan State University, Public Resource Management
With Union Bank since 2015 and has 17 years of banking experience.

Zachary Dennis, VP Commercial Lender

Cascade Office

Graduate of Grand Valley University, Accounting
With Union Bank since 2017 and over 13 years of commercial banking experience.
Volunteers with Safe Harbor Christian Communities.


Doug Flessner, VP Commercial Lender, Agriculture Specialty

Doug Flessner

Operations Center Lake Odessa
616.374.3278  x - 1019
Graduate of Michigan State University, Agricultural Economics
With Union Bank since 1989 and over 29 years of lending experience.
Past Director Lakewood Educational Foundation, member at large Lakewood Area Lions Club, serves or participates in various regional and state agricultural committees.


Matt Kind, VP Commercial Lender

Cascade Office
616.682.0903 x - 1024

Graduate of Michigan State University, Finance
With Union Bank since 2018 and over 20 years of lending experience.
Board Member of John Ball Zoo in Grand Rapids, MI.

Bret Simonton, Asst. VP Commercial Lender

Bret Simonton

NMLS# 715395
Hastings Office 
269.945.9911 x - 1124

Graduate of Western Michigan University, Business Administration
With Union Bank since 2009 and over 15 years of lending experience.
Member Hastings Rotary and Barry County Big Brothers Big Sisters.


Melody Warzecha, Vice President Commercial Lender

Melody Warzecha

Dimondale Office
517.646.9095  x - 4024
Graduate of University of Michigan, BBA
Graduate of Central Michigan, MBA
With Union Bank since 2015 and has over 15 years of banking experience.
Treasurer of the Lansing Rotary Club and Lansing Rotary Foundation Boards. Vice President of the University of Michigan Alumni Club of Greater Lansing Board of Directors.