Banner headline

News & Announcements

2018 Scholarship Recipients Announced


Union Bank is proud to announce the recipients of the 2018 scholarship program. This is the 19th consecutive year the bank has awarded scholarships. Recipients were selected based on several criteria including academics, extra-curricular activities, Read More

Mastercard Priceless Surprises Sweepstakes Winner Announced


Congratulations to the second winner of the Mastercard Priceless Surprises Sweepstakes, Cynthia Barton! Cynthia won a $500 statement credit for simply using her Union Bank Mastercard debit card. Read More

Steve Millman Appointed to UFC Board


Union Financial Corporation, the holding company for Union Bank, is pleased to announce that Steve Millman has joined the Board of Directors.

Text Size: Small TextBig Text

Deposit Rates

All rates are quoted in Annual Percentage Yield (APY)
Rates are accurate as of Monday, July 16, 2018, and are subject to change without notice. Please call for today's rates. Interest is paid on the full balance for the applicable tier. Annual percentage yield (APY) may change after the account is opened. Deposit account fees could reduce earnings. Some accounts may require minimum deposits.

Visit our checking and savings pages for terms and conditions.

Balance $0 to $199.99 0.10%
Balance $200 to $2,499.99 0.20%
Balance $2,500 to $24,999.99 0.25%
Balance $25,000 and over 0.35%
Christmas Club Electronic 0.25%
Christmas Club Coupon Book 0.15%
Balance $0 to $999.99 0.10%
Balance $1,000 to $14,999.99 0.15%
Balance $15,000 to $74,999.99 0.20%
Balance $75,000 to $149,999.99 0.30%
Balance $150,000 and above 0.30%
Balance $0 to $4,999.99 0.15%
Balance $5,000 to $49,999.99 0.15%
Balance $50,000 to $99,999.99 0.25%
Balance $100,000 to $199,999.99 0.35%
Balance $200,000 and above 0.55%
Daily balance $0 to $999.99 0.03% 0.05%
Daily balance $1,000 to $14,999.99 0.03% 1.51%
Daily balance $15,000 to $25,000 0.03% 3.05%
Daily balance $25,000.01 and above 0.03% 3.05% to 1.54%2
Note: Penalty for early withdrawal on Certificates of Deposit. Minimum $500.00 deposit to open a new CD
91 Day 0.75%
182 Day 1.00%
9 Month 1.26%
12 Month 1.51%
15 Month3 2.27%
18 Month 1.76%
24 Month 1.96%
30 Month 2.12%
36 Month3 2.68%
45 Month 2.47%
48 Month 2.52%
60 Month 3.03%


1123 Rewards checking account must qualify each month to earn the qualified interest reward. To qualify the following transactions must post to the account during the qualification cycle: 1. total of $1,000 in direct deposit(s) 2. 15 or more debit card transactions that are for a purchase amount of at least $15 each.  Qualifying debit card transactions must post and clear the account during the monthly qualification cycle which may take one or more business days to clear from the date the transaction is made. 3. One electronic ACH debit. Qualification cycle means a period beginning the first day of the current statement cycle through the last business day of the current statement cycle. If transaction requirements are not meet, the account will earn the standard interest rate. 2 Balances above $25,000 will earn the standard 0.03% APY. 15 Month and 36 Month CD rates are promotional offers and are not valid with any other promotional rates.