News & Announcements

Scam Alert

3.17.2015

Please be aware of the latest scam. Consumers have been receiving false offers for a free Apple Watch via email and social media sites. These are scams that gather your information, please do not fall for them! Read More

Union Bank Declares Year-End Cash Dividend

01.23.2015

The Board of Directors of Union Financial Corporation (UFC) declared a year-end cash dividend of $0.05 per share on January 13, 2015. Read More

Add Security to Your Debit Card

10.7.2014

If you shop online, you may now enroll for an additional security feature from MasterCard called SecureCode for your UB debit card. Read More

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Home Equity Loans

Make the most of your home's equity. Union Bank offers superior service and quality, making it quick and easy to get the loan or line of credit you want.

Closed End Home Equity Loans

  • Fixed monthly payment for a specified period of time at a competitive interest rate.
  • Popular uses include home improvements and debt consolidations.
  • Secured by a mortgage on your personal resident.
  • Payments can be automatically taken out of your Union Bank checking or savings account.
  • The interest you pay on this loan may be tax deductible. Consult your tax advisor.

Hem Lines (Home Equity Lines of Credit)

  • Offers you the benefit of a pre-approved credit line that can be used for any purpose.
  • Variable interest rate.
  • Monthly payments may be interest only ($25 minimum).
  • Revolving credit limit
  • Ideal for those borrowers looking for flexibility.
  • Secured by a mortgage on your personal residence.
  • Credit limits up to 90% of current appraised value less any existing mortgage balance
  • Your loan can be set up to have payments automatically taken out of your Union Bank checking or savings account.
  • The interest you pay on this loan may be tax deductible. Consult your tax advisor.

Stat the loan process here

Get smart about credit here

Click here for our Financial Calculators

Contact Us today for more details

Rates may vary based on credit history and underwriting guidelines. Rates and terms are subject to change without notice. Property insurance is required. Home equity products are available as a first lien or a second lien if the first mortgage is with Union Bank. Other restrictions may apply.