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Home Equity Loans

Start getting the most out of your home’s equity 

If you’re looking for access to quick cash or a term loan for more long-term needs, then you should look at a Home Equity Loan from Union Bank. Union Bank offers both a revolving Home Equity Line of Credit and a Closed End Home Equity Loan- giving you the option to choose what is best for your situation.  Union Bank Home Equity loans offer credit limits up to 90% of your current appraised value (less any first mortgage balance) and the interest you pay may be tax deductible (consult your tax advisor).*

Home Equity Line of Credit

A Union Bank Home Equity Line of Credit gives you the power to just “write yourself a loan” for whatever is important to you. With our Home Equity Line of Credit you can use what you need, when you need it.

Union Bank Home Equity Line of Credit Features

  • Variable Interest Rate
  • Revolving Line of Credit
  • Monthly interest payments (minimum of $25)

Closed End Home Equity Loan

Looking for a one-time, lump sum loan for home repairs, a large purchase, debt consolidation, or for something else? A Union Bank Closed End Home Equity Loan is a term loan that offers a fixed monthly payment and fixed interest rate.

Union Bank Closed End Home Equity Loan Features

  • Fixed monthly payment for a specified period of time
  • Fixed interest rate until maturity
  • Customizable amortization up to 15 years

How we can help you

Come into one of our locations or begin your application online! We have a great team available to answer your questions and find out what will work best for you. Get started today by clicking the “Apply Now” button or give us a call at 800-974-3273 to set up an appointment with one of our advisors.

 

        

* Home Equity Loans with a combined-loan-to-value of 90% or greater require a Union Bank first mortgage.

All loans subject to approval with rates varying based upon credit history and underwriting guidelines. Rates and terms are subject to change without notice. Property insurance is required. Home equity products are available as a first lien or second lien. Other restrictions may apply. 


Rates may vary based on credit history and underwriting guidelines. Rates and terms are subject to change without notice. Property insurance is required. Home equity products are available as a first lien or a second lien. Other restrictions may apply.