News & Announcements

Offices Closed for Labor Day

8.24.2015

Our offices will be closed Monday, September 7th in observance of Labor Day. Please use our 24hr ATMs and online banking services. Read More

New Online Mortgage Application

8.5.2015

Union Bank is pleased to announce the addition of our new online mortgage and consumer applications. Apply for your next home or car loan when it is convenient for you! Read More

UB 2015 Scholarship Recipients Announced

6.10.2015

Union Bank is proud to announce the recipients of the 2015 scholarship program. This is the 16th consecutive year the bank has awarded scholarships. Read More

Text Size: Small TextBig Text

Home Equity Loans

Make the most of your home's equity. Union Bank offers superior service and quality, making it quick and easy to get the loan or line of credit you want.

Closed End Home Equity Loans

  • Fixed monthly payment for a specified period of time at a competitive interest rate.
  • Popular uses include home improvements and debt consolidations.
  • Secured by a mortgage on your personal resident.
  • Payments can be automatically taken out of your Union Bank checking or savings account.
  • The interest you pay on this loan may be tax deductible. Consult your tax advisor.

Hem Lines (Home Equity Lines of Credit)

  • Offers you the benefit of a pre-approved credit line that can be used for any purpose.
  • Variable interest rate.
  • Monthly payments may be interest only ($25 minimum).
  • Revolving credit limit
  • Ideal for those borrowers looking for flexibility.
  • Secured by a mortgage on your personal residence.
  • Credit limits up to 90% of current appraised value less any existing mortgage balance
  • Your loan can be set up to have payments automatically taken out of your Union Bank checking or savings account.
  • The interest you pay on this loan may be tax deductible. Consult your tax advisor.

 

        

 


Rates may vary based on credit history and underwriting guidelines. Rates and terms are subject to change without notice. Property insurance is required. Home equity products are available as a first lien or a second lien. Other restrictions may apply.