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News & Announcements

EMV Debit Cards

05.12.17

Union Bank will be issuing debit card holders upgraded EMV chip cards starting in May, 2017. The mass issuance of EMV cards to current card holders will take place over a three month period, with all card holders receiving an upgraded card by Read More »

Union Bank Offers Scholarship Program for the 18th Consecutive Year

03.13.17

Union Bank is pleased to offer a scholarship program for the 18th consecutive year to graduating seniors in the Lakewood, Hastings and Pewamo-Westphalia School Districts. Various scholarships will be awarded based on the number of qualified applicants.

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Service Fees

Wire Transfers
Incoming $10.00
Outgoing $20.00
Outgoing-International $30.00
Facsimile Fees
Incoming $1.00/page
Outgoing-local $2.00/page
Outgoing-long distance $3.00/page
International $3.00/page
Check Cashing Fees (non-customers)
$1,000.00 or more $10.00
$100.00-$999.99 $7.00
Less than $100.00 $5.00
Deposit Account Fees
Dormant Account Fee $5.00
Account Closed within 1st 90 days $10.00
Return Deposited Items-Retail $5.00/item
Business $10.00/item
Overdraft (Checking & Savings) $31.00
Images on Paper Statement $2.00
Copy of Imaged Check $2.00
Closing Account by Mail $5.00
Stop Payment $30.00
Return Mail Processing $5.00
Outgoing IRA Rollover $25.00
Sweeps to Cover Overdrafts $5.00
Land Contracts
Set-up Fee $100.00
Monthly Fee $15.00
Extra Transaction Fee $5.00/transaction
Bank Issued Check/Cards
Cashier's Checks $5.00
Personal Money Orders (up to $1,000) $4.00
Visa Travel Money Card-Purchase $8.95
Visa Travel Money Card-Reload $5.00
Visa Travel Money Card—Additional Cards $3.00
Visa Gift Card—Purchase $5.00
Foreign Draft $35.00
Counter Checks $1.00/sheet
Foreign ATM Withdrawal $2.00
Foreign ATM Balance Inquiry $1.00
Foreign ATM Deposit $5.00
Other Services
Locked Night Depository Bag $20.00 refundable deposit
UB Zipper Bag (non-locking) $5.00
Telephone Transfers $5.00
Oil Leases (drafts) $35.00
Collection Items—Domestic $35.00
Foreign $40.00
Account Balance & Research $25.00/hour ($25.00 minimum)
Photocopies $0.25
Notary (non-customer) $5.00
Signature Guarantee (non-customer) $5.00
Medallion Signature Guarantee (non-customer) $15.00
Garnishment/Levies $50.00
Escheat $50.00
Verification of Deposit $5.00
Coin Processing (non-customer) 10% of coin value
Foreign Currency Orders $15.00
Bond Coupon Redemption
Customer $15.00/envelope
Non-customer $20.00/envelope