News & Announcements

Union Bank Employees Recognized for Years of Service

03.03.2016

Union Bank recently recognized a number of outstanding employees for their years of service and dedication to the organization. During an in-service training day and luncheon celebration, senior management presented 13 Union Bank staff members with awards Read More »

Union Bank Offers Scholarship Program for the 17th Consecutive Year

02.29.2016

Union Bank is pleased to offer a scholarship program for the 17th consecutive year to graduating seniors in the Lakewood, Hastings and Pewamo-Westphalia School Districts. Read More »

Union Financial Corporation Declares Year-End Cash Dividend

01.15.2016

The Board of Directors of Union Financial Corporation (UFC) declared a year-end cash dividend of $0.10 per share. The dividend is payable January 15, 2016 to shareholders of record as of December 31, 2015. Read More »

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Service Fees

Wire Transfers
Incoming $10.00
Outgoing $20.00
Outgoing-International $30.00
Facsimile Fees
Incoming $1.00/page
Outgoing-local $2.00/page
Outgoing-long distance $3.00/page
International $3.00/page
Check Cashing Fees (non-customers)
$1,000.00 or more $10.00
$100.00-$999.99 $7.00
Less than $100.00 $5.00
Deposit Account Fees
Dormant Account Fee $5.00
Account Closed within 1st 90 days $10.00
Return Deposited Items-Retail $5.00/item
Business $10.00/item
Overdraft (Checking & Savings) $31.00
Images on Paper Statement $2.00
Copy of Imaged Check $2.00
Closing Account by Mail $5.00
Stop Payment $30.00
Return Mail Processing $5.00
Outgoing IRA Rollover $25.00
Sweeps to Cover Overdrafts $5.00
Land Contracts
Set-up Fee $100.00
Monthly Fee $15.00
Extra Transaction Fee $5.00/transaction
Bank Issued Check/Cards
Cashier's Checks $5.00
Personal Money Orders (up to $1,000) $4.00
Visa Travel Money Card-Purchase $8.95
Visa Travel Money Card-Reload $5.00
Visa Travel Money Card—Additional Cards $3.00
Visa Gift Card—Purchase $5.00
Foreign Draft $35.00
Counter Checks $1.00/sheet
Foreign ATM Withdrawal $2.00
Foreign ATM Balance Inquiry $1.00
Foreign ATM Deposit $5.00
Other Services
Locked Night Depository Bag $20.00 refundable deposit
UB Zipper Bag (non-locking) $5.00
Telephone Transfers $5.00
Oil Leases (drafts) $35.00
Collection Items—Domestic $35.00
Foreign $40.00
Account Balance & Research $25.00/hour ($25.00 minimum)
Photocopies $0.25
Notary (non-customer) $5.00
Signature Guarantee (non-customer) $5.00
Medallion Signature Guarantee (non-customer) $15.00
Garnishment/Levies $50.00
Escheat $50.00
Verification of Deposit $5.00
Coin Processing (non-customer) 10% of coin value
Foreign Currency Orders $15.00
Bond Coupon Redemption
Customer $15.00/envelope
Non-customer $20.00/envelope