Introducing New Union Bank Debit Cards with Tap-to-Pay Technology

Beginning November 2, 2026, newly issued Union Bank debit cards will feature updated card designs and contactless payment capabilities, making everyday purchases faster, easier and more secure.

Whether you're shopping locally, fueling up on the go or making purchases while traveling, your new Union Bank debit card provides a convenient and secure payment experience.

New Debit Card Designs

Union Bank has refreshed the design of our debit card portfolio. The new designs reflect a modern look while maintaining the reliability and security you expect from Union Bank.

The Benefits of Tap-to-Pay

• Fast and Convenient - With tap-to-pay technology, there's no need to insert your card into a reader for most purchases. Simply tap your card near the payment terminal and your transaction is processed in seconds.
• Secure Payments - Tap-to-pay transactions use advanced security technology to help protect your information. Each transaction includes unique encrypted data, helping reduce the risk of fraud while allowing you to keep your card in your hand throughout the purchase.
• Accepted at Millions of Locations - Contactless payments are accepted at retailers, restaurants, gas stations, pharmacies and countless other businesses around the world. Simply look for the contactless symbol when checking out.

Using your new contactless debit card is easy:

1. Look for the contactless payment symbol on the checkout terminal.
2. Tap your card near the symbol.
3. Wait for the confirmation message, beep, or checkmark.

 That's it.

 If a merchant does not accept contactless payments, your card can still be used by inserting the chip or swiping the card where applicable.

Frequently Asked Questions

Q: Will I automatically receive a new card?

A: No. Existing cardholders will continue using their current debit card until it expires or a replacement card is requested.

Q: When will I receive a card with Tap-to-Pay?

A: All debit cards issued on or after November 2 will include tap-to-pay functionality and the new card design.

Q: Has the card expiration period changed?

A: Yes. Debit cards issued beginning November 2 will have a three-year expiration period. Existing debit cards will keep their current expiration date and remain valid until that date.

Q: Is there a cost to use Tap-to-Pay?

A: No. Tap-to-pay is included as a standard feature on eligible Union Bank debit cards at no additional cost.

Questions?

Should you have questions about your debit card or tap-to-pay technology, click here, contact our Virtual Branch or visit your preferred Union Bank location. 

At Union Bank, we're committed to providing innovative banking solutions that make managing your finances easier and more convenient. Our new debit card designs and tap-to-pay technology are just another way we're helping customers bank with confidence.

Union Bank is a wholly owned subsidiary of Union Financial Corporation and operates full-service banking offices in Ada, Dimondale, Grand Rapids, Hastings, Lake Odessa, Mulliken and Westphalia and a loan production office in Portage. Member FDIC and Equal Housing Lender. (NMLS# 488568) ubmich.com