You've Been Waiting. Now's the Time.
We understand the importance of a fast and efficient turnaround. When you choose Union Bank as your Michigan mortgage lender, you will receive local decision-making, fast and efficient processing, free conditional pre-approvals, and competitive Michigan mortgage rates.
Whether you are looking to buy, build, or update your current home, Union Bank's local mortgage experts can help you compare current mortgage rates in Michigan and select the best mortgage solution for your needs. If you’re a first-time homebuyer, a veteran or live in a rural area, we offer various government programs with no or low down payments, fixed long-term rates and other favorable terms to help make your dream of homeownership a reality.
Conventional Mortgage
Conventional loans offer competitive rates and flexible terms without government backing, making them a great option for qualified borrowers.
Construction Loans
Union Bank can finance your project from start to finish with a construction loan, turning your vision into reality.
Adjustable-Rate Mortgage
An adjustable-rate mortgage (ARM) features an interest rate that may change periodically based on market index. This means your monthly payment can increase or decrease over time.
First-time Home Buyers
Buying your first home is an exciting milestone! Union Bank offers loan programs designed to make homeownership more accessible and affordable, helping you turn your dream into reality.
Vacant land
Looking to purchase land for future plans? A vacant land loan from Union Bank can help you buy now and build when you're ready.
Federal Housing Administration (FHA)
FHA mortgage loans are insured by the Federal Housing Administration, allowing your local community bank to offer lower rates and simplified terms with reduced risk.
Veterans Administration (VA)
VA mortgage loans are a special benefit for veterans and military families who have served our country and meet the eligibility requirements for this program.
USDA Guaranteed Rural Housing Program (RD)
Supporting homeownership in rural communities with USDA-backed financing, available in Union Bank’s service area.
How we can help you
We are happy to answer questions and help you find the loan that will work best for you.
Meet Our Mortgage Bankers
Connect with a Union Bank Mortgage Banker and schedule an appointment today!
Nicole Suchek
Mortgage Banker
NMLS# 707398
FAQ
1. What mortgage loan options does Union Bank offer?
Union Bank offers several mortgage options, including conventional mortgages, construction loans, adjustable-rate mortgages, first-time homebuyer loans, vacant land loans, FHA loans, VA loans, and USDA Guaranteed Rural Housing Program loans.
2. Does Union Bank offer mortgage loans in Michigan?
Yes. Union Bank is a Michigan mortgage lender offering local decision-making, efficient processing, free conditional pre-approvals, and competitive Michigan mortgage rates.
3. Does Union Bank offer mortgage programs for first-time homebuyers?
Yes. Union Bank offers loan programs designed to make homeownership more accessible and affordable for first-time homebuyers.
4. What government-backed mortgage programs does Union Bank offer?
Union Bank offers FHA, VA, and USDA Guaranteed Rural Housing Program loans. These programs provide options for eligible borrowers, including veterans, military families, and those purchasing homes in qualifying rural areas within Union Bank's service area.
5. Does Union Bank offer construction and vacant land loans?
Yes. Union Bank offers construction loans to help finance a project from start to finish, as well as vacant land loans for those looking to purchase land for future plans and build when they are ready.