New Feature Scheduled to Launch on Monday, November 2nd
Move Your Money From Any Financial Institution in Seconds*
Log in and Visit the Transfers Tab to Get Started
Get Started With One-Step Setup
Head to your Transfers tab, choose Rapid Transfer, and add your external debit card details. Once you’ve entered your information, it’s securely saved for all future transfers. You won't have to hunt for routing or account numbers ever again.
Pay Yourself Across Different Financial Institutions
While most payment apps are for sending money to others, a Rapid Transfer is designed for your own accounts. It bridges the gap between your different financial institutions so you can fund your budget without the typical three-day wait.*
Choose the Speed That Fits Your Budget
We’re committed to being open about cost so you can make the best choice for your budget. While free standard transfers are still an option, a Rapid Transfer carries a small fee** (up to 1.75% or a $0.50 minimum per transaction) for near-instant delivery.*
Rely on Union Bank's Trusted Security
Your security is our priority. Union Bank uses the same multi-layered protection you already trust, including name and address validation and secure authentication. You can move your money 24/7 with confidence that your transactions are safe and verified.
The Benefits of Moving Money Faster*
- Bridge Accounts - Fund your primary account from external financial institutions.
- Stay Ready - Handle unexpected expenses with quick access to your own funds.
- Fund Your Goals - Move money to travel, savings, or specialty spending accounts.
- Manage Your Flow - Have a side hustle? Move income between accounts on your schedule.
Move Your Money Exactly When You Need It
Log in to your Union Bank account and visit the Transfers tab to experience the simplest way to pay yourself.
Download the 'UBMich' mobile banking app today!
*Rapid transfers are typically completed within a few minutes but can take up to 48 hours.
**Small Fee and Near-Instant Delivery. There is a 1.75% fee ($0.50 minimum) when sending funds to an external account via debit card. Fees are not counted towards the daily limit. Daily limits are refreshed at 12:00 a.m. CT. Fund availability may vary depending on the receiving financial institution.
There is a 0.75% fee ($0.50 minimum) when pulling money from an external account via debit card. Fees are not counted towards the daily limit. Daily limits are refreshed at 12:00 a.m. CT. Fund availability may vary depending on the receiving financial institution.