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Union Bank

Business Deposit Accounts

Business Simple Checking

Best for high-volume check-writing without having to maintain a large balance. An earnings credit is given based on your balance to help offset check writing fees. 
  • Any non-Cannabis Related Business is eligible
  • No monthly service fees
  • Open this account for only $100; maintain just $50 to avoid a $5 monthly fall-below fee
  • Non-interest bearing; earnings credit to offset fees (variable rate—ask for current pricing)
  • Cost per check written $0.15 each; no transaction limits
  • Free online banking, add bill pay for $5.95—includes 10 free bill payments, $0.50 each thereafter
  • Free eStatement includes images or pay $6 for a paper statement with images

Business Advantage Checking

Great for those who carry a larger balance with low check-writing volume, and who like to earn interest.
  • Any non-Cannabis Related Business is eligible
  • Open this account with $500; maintain $750 to avoid the $10 monthly fall-below fee
  • Competitive rate of interest
  • First 50 checks written are free; $0.15 each thereafter
  • Free online banking; add bill pay for $5.95—includes 10 free bill payments, $0.50 each thereafter
  • Free eStatement includes images or pay $6 for a paper statement with images

Community Checking

Only non-profits, churches or other community groups are eligible. Minimal check-writing and low monthly balance requirement. Groups that wish to earn interest should consider Business Advantage Checking. Only one Community Checking account per organization.
  • Open this account for only $100 and maintain just $5 to avoid the $5 monthly fall-below fee
  • No monthly service fees
  • Non-interest bearing
  • First 50 checks are free; $0.15 each thereafter
  • Free online banking; add bill pay for $5.95—includes 10 free bill payments, $0.50 each thereafter
  • Free eStatement includes images or pay $6 for a paper statement with images

Business Analysis Checking

Best for larger businesses or corporations with high check volume, cash usage and electronic services. An earnings credit is awarded to help offset usage fees and services associated with the account and also earns interest on balances over $100,000.
  • Any non-Cannabis Related Business is eligible
  • Open this account for $100, no minimum balance requirement
  • No monthly service fees
  • Competitive rate of interest on entire balance if $100,000 or more is maintained
  • Earnings credit to offset fees (variable rate—ask for current price)
  • Cost per check or ticket item of $0.15 each; unlimited transactions
  • Cash usage fee of $0.01 per $1,000 for $10,000 to $49,000 cash used or $0.03 per $1,000 for $50,000 or more of cash used in a statement cycle; If cash use is under $10,000, no fee will be assessed
  • Bill pay $0.40 each (paper or electronic) with Cash Management
  • Free eStatement includes images or pay $10 for a paper statement with images
  • See disclosure on this account for full details


Public Checking

Competitive rate of interest for municipalities such as cities, townships, villages and schools.
  • Open this account for $500; maintain $500 minimum balance requirement or $10 fall-below fee
  • No monthly service fees
  • Competitive rate of interest
  • First 150 checks/debits free; $0.15 each thereafter
  • Free eStatement includes images or pay $6 for a paper statement with images

Premier Business Savings

Any business is eligible for this account. Interest bearing, but no check-writing capabilities.
  • No monthly service fees
  • $500 to open this account; maintain $500 or receive $5 monthly fall-below fee
  • Free online banking; bill pay not available on savings accounts
  • Limited transactions of six or $25 excess transaction fee—see disclosure for full details
  • Free eStatement or pay $6 for a paper statement

Superior Savings Money Market

Earn a competitive rate of interest with limited check writing and transaction capabilities.
  • Any non-Cannabis Related Business is eligible
  • Minimum opening deposit of $5,000
  • Maintain $5,000 or $25 fall-below fee
  • Free online banking; add bill pay for $5.95—includes 10 free bill payments, $0.50 each thereafter
  • Tiered Interest Rates 

Premium Savings Money Market

Earn a premium rate of interest with limited check writing and transaction capabilities.
  • Any non-Cannabis Related Business is eligible
  • Minimum opening deposit of $50,000
  • Maintain $50,000 or $35 fall-below fee
  • Limited transactions of six or $10 excess transaction fee—see disclosure for full details 
  • Free online banking; add bill pay for $5.95—includes 10 free bill payments, $0.50 each thereafter 
  • Tiered Interest Rates 
 

Certificate of Deposit

Maximize your earnings in time frames that will meet your cash-flow requirements.
  • Minimum opening deposit of $500 is required. Maturity terms range from 91 days to 5 years.
  • Additional deposits are not accepted during the term. The certificate may be increased at the time of maturity or renewal.
  • Interest rates are determined by Union Bank. Your certificate will renew for the same term, at the interest rate in effect at the time of maturity, if you do not redeem it.
  • Interest earned may be added back to the certificate, paid by check or deposited in a checking or savings account.
  • There is a 10–day grace period after the maturity date in which withdrawals or deposits can be made. Withdrawals made after the 10th day will be assessed a penalty.
Click here to order checks. See disclosures on these accounts for full details.

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