Home Equity Loans
Start getting the most out of your home’s equity
Get access to quick cash or a term loan for more long-term needs with a Union Bank Home Equity Loan. We offer both a revolving Home Equity Line of Credit and a Closed End Home Equity Loan with credit limits up to 90% of your current appraised value (less any first mortgage balance).*
Home Equity Line of Credit
Write yourself a loan for whatever is important to you with our Home Equity Line of Credit. Use what you need, when you need it.
Union Bank Home Equity Line of Credit Features:
- Variable Interest Rate
- Revolving Line of Credit
- Monthly interest payments (minimum of $25)
Closed End Home Equity Loan
This one-time, lump-sum, term loan is great for home repairs, a large purchase or debt consolidation. Fixed monthly payments and fixed interest rate.
Union Bank Closed End Home Equity Loan Features:
- Fixed monthly payment for a specified period of time
- Fixed interest rate until maturity
- Customizable amortization up to 15 years
How we can help you
We are happy to answer questions and help you find the loan that will work best for you. Visit your nearby Union Bank branch today or give us a call at 800-974-3273 to set up an appointment with an advisor, or begin your application online.
*All loans subject to approval with rates varying based upon credit history and underwriting guidelines. Rates and terms are subject to change without notice. Property insurance is required. Home equity products are available as a first lien or a second lien. Other restrictions may apply. Union Bank NMLS# 488568