1123 Rewards checking account must qualify each month to earn the qualified interest reward. To qualify the following transactions must post to the account during the qualification cycle: A. total of $1,000 in direct deposit(s) B. 15 or more debit card transactions that are for a purchase amount of at least $15 each. Qualifying debit card transactions must post and clear the account during the monthly qualification cycle which may take one or more business days to clear from the date the transaction is made. C. One electronic ACH debit. Qualification cycle means a period beginning the first day of the current statement cycle through the last business day of the current statement cycle. If transaction requirements are not meet, the account will earn the standard interest rate. 2 Balances above $25,000 will earn the standard 0.03% APY. 3Annual Percentage Yield accurate as of 4/24/2024. $500 minimum deposit to open and earn APY. Fees may reduce earnings. Penalty may be imposed for early withdrawal. The automatic renewal of the promotional 12 Month Special CD will occur during the promotional period. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term. Following the conclusion of the 12 Month Special CD promotional period, the account will be renewed with Union Bank's standard 12 Month CD. This is a limited time promotional offer and subject to change at any time without notice. Offer available to new money only.
Personal Deposit Rates
12-Month New Money CD Special!
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Make the most of your hard-earned cash. Open a Certificate of Deposit during our limited-time new money special and watch your savings grow as you earn an impressive 5.25% APY*! With Union Bank, you can invest with confidence and be one step closer to achieving your financial goals. Available for both personal and business.
Chat with a Banker about Opening a CD
Annual Percentage Yield accurate as of 4/24/2024. $500 minimum deposit to open and earn APY. Fees may reduce earnings. Penalty may be imposed for early withdrawal. The automatic renewal of the promotional 12 Month Special CD will occur during the promotional period. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term. Following the conclusion of the 12 Month Special CD promotional period, the account will be renewed with Union Bank's standard 12 Month CD. This is a limited time promotional offer and subject to change at any time without notice. Offer available to new money only.
The following Personal Deposit account rates are effective as of April 24, 2024.
Life Savings | APY | Minimum Opening Balance |
---|---|---|
Balance of $0 to $199.99 | 0.05% | $50 |
Balance $200 to $2,499.99 | 0.08% | $50 |
Balance $2,500 to $24,999.99 | 0.15% | $50 |
Balance $25,000 and over | 0.20% | $50 |
Christmas Club Electronic | 0.25% | $1 |
Christmas Club Coupon Book | 0.15% | $1 |
Universal Premium Checking | APY | Minimum Opening Balance |
---|---|---|
Balance $0 to $999.99 | 0.25% | $500 |
Balance $1,000 to $14,999.99 | 0.50% | $500 |
Balance $15,000 to $74,999.99 | 0.75% | $500 |
Balance $75,000 to $149,999.99 | 1.00% | $500 |
1-2-3 Rewards Checking | Standard APY | Qualified APY1 | Minimum Opening Balance |
---|---|---|---|
Daily balance $0 to $999.99 | 0.03% | 0.05% | $500 |
Daily balance $1,000 to $14,999.99 | 0.03% | 1.51% | $500 |
Daily balance $15,000 to $25,000 | 0.03% |
2.02%
|
$500 |
Daily balance $25,000.01 and above | 0.03% | 0.03%2 | $500 |
Superior Savings Money Market | APY | Minimum Opening Balance |
---|---|---|
Balance $0 to $49,999.99 | 0.45% | $5,000 |
Balance $50,000 to $99,999.99 | 0.75% | $5,000 |
Balance $100,000.00 to $199,999.99 | 0.95% | $5,000 |
Balance $200,000 and over | 1.10% | $5,000 |
Premium Savings Money Market | APY | Minimum Opening Balance |
---|---|---|
Balance $0 to $249,999.99 | 0.00% | $50,000 |
Balance $250,000 to $499,999.99 | 3.04% | $50,000 |
Balance $500,000.00 to $999,999.99 | 3.30% | $50,000 |
Balance $1,000,000 and over | 3.56% | $50,000 |
Certificates of Deposit (CD) | APY | Minimum Opening Balance |
---|---|---|
91 Day | 4.83% | $500 |
182 Day | 5.06% | $500 |
9 Month | 3.51% | $500 |
12 Month | 3.80% | $500 |
12 Month - New Money Special3 | 5.25% | $500 |
15 Month | 4.06% | $500 |
18 Month | 1.91% | $500 |
24 Month | 1.56% | $500 |
30 Month | 1.56% | $500 |
36 Month | 1.81% | $500 |
45 Month | 1.91% | $500 |
48 Month | 2.37% | $500 |
60 Month | 2.62% | $500 |