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Union Bank

Personal Deposit Rates

We make it easy for you to stay up to date with current Deposit Rates See below for the latest deposit rates accurate as of March 9, 2020. Please call for today's rates, and visit our checking and savings pages for terms and conditions.
 
All rates are quoted in Annual Percentage Yield (APY). Rates subject to change without notice.
 
Note: Interest is paid on the full balance for the applicable tier. Annual percentage yield (APY) may change after the account is opened. Deposit account fees could reduce earnings. Some accounts may require minimum deposits.
 
Life Savings APY
Balance of $0 to $199.99 0.10%
Balance $200 to $2,499.99 0.20%
Balance $2,500 to $24,999.99 0.25%
Balance $25,000 and over 0.35%
Christmas Club Electronic 0.25%
Christmas Club Coupon Book 0.15%
Advantage Checking APY
Balance $0 to $999.99 0.10%
Balance $1,000 to $14,999.99 0.15%
Balance $15,000 to $74,999.99 0.20%
Balance $75,000 to $149,999.99 0.30%
Balance $150,000 and above 0.30%
Superior Savings Money Market APY
Balance $0 to $4,999.99 0.15%
Balance $5,000 to $49,999.99 0.15%
Balance to $50,000 to $99,999.99 0.25%
Balance $100,000 to $199,999.99 0.35%
Balance $200,000 and above 0.55%
 
1-2-3 Rewards Checking Standard APY Qualified APY¹
Daily balance $0 to $999.99 0.03% 0.05%
Daily balance $1,000 to $14,999.99 0.03% 1.51%
Daily balance $15,000 to $25,000 0.03% 3.05%
Daily balance $25,000.01 and above 0.03% 3.05% to 1.54%²
Certificates of Deposit (CD) APY
91 Day 0.75%
182 Day 1.00%
9 Month 0.50%
12 Month 1.61%
15 Month³ 1.61%
18 Month 1.66%
24 Month 1.76%
30 Month 1.36%
36 Month³  1.66%
45 Month 1.66%
48 Month 1.86%
60 Month 1.96%

1123 Rewards checking account must qualify each month to earn the qualified interest reward. To qualify the following transactions must post to the account during the qualification cycle: 1. total of $1,000 in direct deposit(s) 2. 15 or more debit card transactions that are for a purchase amount of at least $15 each.  Qualifying debit card transactions must post and clear the account during the monthly qualification cycle which may take one or more business days to clear from the date the transaction is made. 3. One electronic ACH debit. Qualification cycle means a period beginning the first day of the current statement cycle through the last business day of the current statement cycle. If transaction requirements are not meet, the account will earn the standard interest rate. Balances above $25,000 will earn the standard 0.03% APY. 15 Month and 36 Month CD rates are promotional offers and are not valid with any other promotional rates.   


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