Universal Premium Checking
Universal Premium Checking
Union Bank's Universal Premium Checking account rewards you for your relationship. Universal Premium Checking is Powered by BaZing, giving you instant access to incredible discounts, cell phone protection, roadside assistance, and much more using the UB Perks app—all while earning interest on your checking balance!
The Basics
Minimum balance requirements - Maintain a minimum average daily balance of $1,0004 and we'll waive the monthly maintenance fee. Only $500 opening deposit to get started.
Monthly maintenance fee - All for just $8 per month. Maintain a minimum average daily balance of $1,0005 and we'll waive the monthly maintenance fee.
Great Interest on Your Checking Balance - Offering you our best interest rate.
ATM or Debit Card - Free ATM and Dime-a-Time Debit Card.

Bounce Protection - Up to $1,000 for Universal Premium customers.
Benefits You'll Use

that you longer want or need.




$10,000 Travel Accidental Death Coverage2 - Peace of mind for the unexpected.

Download UB Perks Today!
1 Subject to the terms and conditions detailed in the Guide to Benefits.
2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3 Billshark requires additional activation to begin.
4 The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.