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Union Bank

Universal Premium Checking

Universal Premium Checking


Union Bank's Universal Premium Checking account rewards you for your relationship.  Universal Premium Checking is Powered by BaZing, giving you instant access to incredible discounts, cell phone protection, roadside assistance, and much more using the UB Perks app - all while earning interest on your checking balance!   

The Basics 

 

Minimum balance requirements - Maintain a minimum average daily balance of $1,0004, and we'll waive the monthly maintenance fee. Only $500 opening deposit to get started.

Monthly maintenance fee - All for just $8 per month. Maintain a minimum average daily balance of $1,0005, and we'll waive the monthly maintenance fee.

Great Interest on Your Checking Balance -Offering you our best interest rate.
 
ATM or Debit Card - Free ATM and Dime-a-Time Debit Card.
 
Anywhere Banking Tools - Online banking, mobile banking, bill pay, debit card and eStatements.

Bounce Protection - Up to $1,000 for Universal Premium customers.

 

Benefits You'll Use 

 
Billshark 3- Let our team of experts negotiate your bills on your behalf or cancel subscriptions
that you longer want or need. 

Roadside Assistance - Available 24/7 and free to use, up to $80 in covered service charges.

Health Savings Card - Save money on prescriptions, eye exams, frames, lenses and hearing services.

Cell Phone Protection1,2 - Receive up to $800 per claim ($1,600 per year) if your cell phone is broken or  stolen.

ID Theft Aid1,2, - Includes payment card fraud resolution, $10,000 in personal identity theft benefit, and identity restoration.

$10,000 Travel Accidental Death Coverage2 - Peace of mind for the unexpected. 

Shop Local, Save Local with BaZing Savings - Local discounts and national retailer deals to save you money on shopping, dining, travel & more.


Download UB Perks Today! 

 

 
 
1 Subject to the terms and conditions detailed in the Guide to Benefits.
2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3 Billshark requires additional activation to begin.
4 The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.



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