Universal Premium Checking
Universal Premium Checking
Union Bank's Universal Premium Checking account rewards you for your relationship. Universal Premium Checking is Powered by BaZing, giving you instant access to incredible discounts, cell phone protection, roadside assistance, and much more using the UB Perks app—all while earning interest on your checking balance!
The Basics
- Anywhere Banking Tools
- Online banking, mobile banking, bill pay and eStatement
- ATM or Debit Card
- Free ATM and Debit Card
- Bounce Protection
- Up to $1,000
- Monthly Maintenance Fee
- $10
- Minimum Balance Requirements
-
Maintain an average daily balance4 of $2,000 and/or ACH Credit of $5,000+ per statement cycle and we’ll waive the $10 monthly fee
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- Opening Deposit Requirements
- $50+
- Tiered Interest
- UB Perks
Benefits You'll Use
Shop Local, Save Local with BaZing Savings - Local discounts and national retailer deals to save you money on shopping, dining, travel & more.
Health Savings Card - Save money on prescriptions, eye exams, frames, lenses and hearing services.
Cell Phone Protection1,2 - Receive up to $800 per claim ($1,600 per year) if your cell phone is broken or stolen.
Roadside Assistance - Available 24/7 and free to use, up to $80 in covered service charges.
$10,000 Travel Accidental Death Coverage2 - Peace of mind for the unexpected.
ID Theft Aid1,2 - Includes payment card fraud resolution, $10,000 in personal identity theft benefit and identity restoration.
Billshark3 - Let our team of experts negotiate your bills on your behalf or cancel subscriptions that you longer want or need.
Download UB Perks Today!
Shop Local, Save Local with BaZing Savings - Local discounts and national retailer deals to save you money on shopping, dining, travel & more.
Health Savings Card - Save money on prescriptions, eye exams, frames, lenses and hearing services.
Cell Phone Protection1,2 - Receive up to $800 per claim ($1,600 per year) if your cell phone is broken or stolen.
Roadside Assistance - Available 24/7 and free to use, up to $80 in covered service charges.
$10,000 Travel Accidental Death Coverage2 - Peace of mind for the unexpected.
ID Theft Aid1,2 - Includes payment card fraud resolution, $10,000 in personal identity theft benefit and identity restoration.
Billshark3 - Let our team of experts negotiate your bills on your behalf or cancel subscriptions that you longer want or need.
1 Subject to the terms and conditions detailed in the Guide to Benefits.
2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3 Billshark requires additional activation to begin.
4 The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.