Universal Value Checking
Union Bank's Universal Value Checking account offers all the basics plus much more.
Universal Value Checking is Powered by BaZing, giving you instant access to incredible discounts, cell phone protection, roadside assistance and much more using the UB Perks app!
Minimum balance requirements - No minimum balance requirements. Only $100 opening deposit to get started.
Monthly maintenance fee - All for just $6 per month.
ATM or Debit Card - Free ATM and Dime-a-Time Debit Card.
Anywhere Banking Tools -
Online banking, mobile banking, bill pay, debit card and eStatements.
Bounce Protection - Up to $500 for Universal Value customers.
Benefits you'll use
Billshark3 - Let our team of experts negotiate your bills on your behalf or cancel subscriptions that you longer want or need.
Roadside Assistance -
Available 24/7 and free to use, up to $80 in covered service charges.
Health Savings Card -
Save money on prescriptions, eye exams, frames, lenses and hearing services.
Cell Phone Protection1,2
- Receive up to $800 per claim ($1,600 per year) if your cell phone is broken or stolen.
ID Theft Aid1,2
- Includes payment card fraud resolution, $10,000 in personal identity theft benefit and identity restoration.
$10,000 Travel Accidental Death Coverage2 - Peace of mind for the unexpected.
Shop Local, Save Local with BaZing Savings -
Local discounts and national retailer deals to save you money on shopping, dining, travel & more.
Download UB Perks Today!
2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3 Billshark requires additional activation to begin.