Universal Simple Checking
Union Banks' Universal Simple Checking account offers all the basics for your everyday banking needs.
A low cost account with basic benefits.
Anywhere Banking Tools
Online banking, mobile banking, debit card and eStatements.
ATM or Debit Card
Free ATM and Dime-a-Time Debit Card.
Up to $300.
Minimum Balance Requirements/Monthly Maintenance Fee
Get the basics for just $7 per month. Monthly service charge will be waived if you maintain an average daily balance of $100 for the statement cycle. Upgrade to Universal Value Checking for the best value!
 The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Monthly Statement Fee
Universal Simple Checking accounts are subject to a $3.00 fee, plus additional $2.00 if item images are needed. Enroll you Universal Simple Checking account in eStatements and avoid the monthly paper statement fee.